Le meilleur crédit immobilier, négocié pour vous.
En 2026, un dossier bien construit fait toute la différence. Adossés au réseau Pretto Galaxie, on compare les banques nationales, régionales et en ligne, on optimise votre TAEG et votre assurance emprunteur, et on vous suit jusqu'à la remise des clés.
Voir nos323 avis·4,8/5surTrustpilot
Comment ça marche ?
Trois étapes claires, zéro frais avant la signature.
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1. Estimez votre capacité
Mensualité cible, apport, taux d'endettement (HCSF) : on calcule en quelques minutes ce que les banques accepteront vraiment de financer.
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2. On négocie votre dossier
On présente votre projet à nos partenaires bancaires, on négocie le taux, l'assurance emprunteur (loi Lemoine) et les frais de garantie.
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3. Signature et remise des clés
On vous accompagne jusque chez le notaire — et oui, on vient volontiers à la crémaillère.
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Pourquoi passer par un courtier en 2026 ?
Les critères HCSF, le retour de la concurrence bancaire et la loi Lemoine ont transformé le marché. Un bon courtier, c'est plusieurs milliers d'euros économisés sur la durée du prêt — et beaucoup moins de stress.
- + 250 M€ de crédits financés depuis 2018
- + 57 000 simulations réalisées
- + 10 000 études de financement
- 0,25 pt d'écart moyen vs offre banque directe
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Ce que disent nos clients
Je recommande vivement le cabinet Letort que j'ai sollicité pour mon 1er achat il y a quelques années. Je lui renouvelle aujourd'hui ma confiance pour un autre projet. Je remercie toute l'équipe pour son professionnalisme, efficacité et disponibilité. Un accompagnement fiable et des explications claires m'ont permis de concrétiser mon projet en toute sérénité.
Coralie
Le courtier à contacter avant qui que ce soit ! Échanges téléphoniques factuels (ils ne vendent pas du rêve), interlocuteurs réactifs, suivi parfait, relations et négociations avec banques sérieuses. Je suis conquis et je recommande à l'infini, vous allez être bluffé du résultat pour un tarif forfaitaire calculé par tranches de votre prix d'achat !
Arnauld
J'ai fait appel au cabinet Letort après avoir lu les avis positifs les concernant. C'est sans aucun regret et avec grand plaisir que je laisse le mien pour remercier vivement Servane et Vincent pour leur professionnalisme, leur efficacité et leur amabilité. Nous avons, grâce à vous, concrétisé notre projet sereinement et dans des conditions que nous n'aurions pu imaginer.
Thomas